1. Introduction
Welcome to NimCredit ("we," "us," or "the Platform"). By accessing or using our services, you agree to comply with these Terms of Service. If you do not accept these terms, please refrain from using the Platform.
We reserve the right to update these Terms periodically. Any changes will be reflected with a revised "Last Updated" date. Continued use of the Platform constitutes acceptance of the modified Terms.
2. Eligibility
To use NimCredit, you must:
- Be at least 18 years of age (or the legal age of majority in your jurisdiction).
- Have the legal capacity to enter into binding contracts.
If you are using the Platform on behalf of an organization, you warrant that you have the authority to bind that entity to these Terms.
3. Account Registration & Security
Certain features require account creation. You agree to provide accurate and current information and to update it as necessary.
You are solely responsible for maintaining the confidentiality of your login credentials. Notify us immediately if you suspect unauthorized access to your account.
We are not liable for any losses or damages arising from your failure to secure your account.
4. Services Provided
NimCredit offers financial and lending-related tools, which may include:
- Loan application and management
- Credit assessment tools
- Transaction tracking and reporting
- Secure document exchange
We may modify, suspend, or discontinue any features without prior notice.
5. User Obligations
By using the Platform, you agree to:
- Provide truthful and complete information.
- Use the Platform only for lawful and intended financial purposes.
- Refrain from disrupting or exploiting the Platform’s functionality.
- Avoid fraudulent, abusive, or deceptive conduct.
You are accountable for all activities under your account. Violations may result in suspension or termination.
6. Restrictions on Use
You may not:
- Engage in illegal or unauthorized activities.
- Distribute malicious software or interfere with the Platform’s security.
- Access or misuse another user’s data without permission.
- Harass, defraud, or harm other users.
- Reverse-engineer, decompile, or tamper with the Platform’s systems.
Violations may lead to immediate account termination and legal action.
7. Data Protection & Privacy
Your data is handled in accordance with our Privacy Policy. By using the Platform, you consent to our data collection, storage, and processing practices.
8. Limitation of Liability
To the fullest extent permitted by law, NimCredit shall not be liable for:
- Indirect, incidental, or consequential damages.
- Loss of profits, data, or business opportunities.
- Errors, delays, or inaccuracies in financial or transactional data.
While we strive for reliability, we do not guarantee uninterrupted, error-free, or completely secure service.
9. Account Termination
We reserve the right to suspend or terminate accounts for violations of these Terms or misuse of the Platform.
You may request account deletion by contacting our support team. Upon closure, access to your data will cease, subject to applicable retention policies.
10. Modifications to Terms
We may amend these Terms at any time. The latest version will be posted with an updated effective date. Continued use after changes implies acceptance.
11. Governing Law & Dispute Resolution
These Terms are governed by the laws of [Specify Jurisdiction].
Disputes shall be resolved through binding arbitration in the designated jurisdiction unless mutually agreed otherwise.
12. Contact Information
For inquiries or support, please contact us at:
📧 Email: support@nimcredit.com